The Punjab government, under the leadership of Chief Minister Maryam Nawaz Sharif, has introduced the Maryam Nawaz 15 Lakh Loan Scheme 2025 to support low-income families in achieving homeownership. This interest-free loan program will benefit 70,000 families under the Apni Chhat Apna Ghar Scheme, enabling them to construct their own homes with financial ease.
Table of Contents
- Overview of the Scheme
- Eligibility Criteria
- Application Process
- Required Documents
- Loan Repayment Plan
- Key Benefits
- FAQs
What is the Maryam Nawaz 15 Lakh Loan Scheme?
The Maryam Nawaz Loan Scheme 2025 is a government-backed initiative designed to provide interest-free loans of up to PKR 15 lakh for housing construction. This program aims to reduce homelessness and improve living standards by making homeownership more accessible to low-income families in Punjab.
Key Features:
| Feature | Details |
|---|---|
| Loan Amount | Up to PKR 15 lakh |
| Beneficiaries | 70,000 families across Punjab |
| Interest Rate | 0% (Completely interest-free) |
| Repayment Period | 7 years with easy monthly installments |
| Purpose | Home construction under Apni Chhat Apna Ghar scheme |
This scheme provides a lifeline to families struggling with housing issues, ensuring financial relief and stability.
Who is Eligible for the Loan?
To qualify for the Maryam Nawaz 15 Lakh Loan Scheme, applicants must meet the following conditions:
- Must be a resident of Punjab
- Belong to a low-income or middle-income group
- Must not own a house or require financial aid for home construction
- Provide valid property ownership proof
🚨 If you meet these criteria, apply now to secure this housing assistance!
How to Apply Online for the 15 Lakh Loan?
Follow these step-by-step instructions to complete your application for the Maryam Nawaz Loan Scheme 2025:
Step 1: Gather Required Documents
Ensure you have the following documents: ✅ CNIC (National Identity Card) ✅ Proof of income (salary slip, business details, etc.) ✅ Property ownership details ✅ Contact information (phone & email) ✅ Recent passport-sized photograph
Step 2: Visit the Official Website
Go to the official website for the loan scheme: 🔗 http://acag.punjab.gov.pk
Step 3: Create an Account
New users must register with:
- CNIC Number
- Mobile Number
- Email Address
- Password
Step 4: Fill Out the Application Form
Provide the following details:
- Full Name
- Father’s/Husband’s Name
- CNIC Number
- Address & Property Details
- Monthly Income
Step 5: Upload Required Documents
Attach scanned copies of: 📄 CNIC (front & back) 📄 Proof of property ownership 📄 Passport-size photograph
Step 6: Submit Your Application
Review your details and click ‘Submit’. A confirmation message will be sent with your application number.
📢 Important: Keep checking the official website for application updates.
Loan Repayment Plan
The repayment structure is designed to be flexible and accessible:
- Loan tenure: 7 years
- First 3 months: No payments required
- Monthly installment: Approximately PKR 14,000
💡 This affordable repayment plan ensures financial ease for beneficiaries.
Key Benefits of the 15 Lakh Interest-Free Loan
This historic housing scheme offers multiple advantages:
✅ Interest-Free Financing – No hidden costs or interest rates. ✅ Flexible Repayment – Easy installments spread over 7 years. ✅ Quick Online Registration – Hassle-free application process. ✅ Financial Stability – Helps families escape rental costs and own homes. ✅ Boosts Employment – Encourages jobs in the construction industry.
📌 This initiative aligns with the Punjab Government’s vision to provide housing for all.
Why This Scheme is a Game-Changer for Punjab?
🏡 Empowering Families: Helps low-income citizens build homes. 💰 Economic Growth: Stimulates the construction sector. 📈 Poverty Reduction: Lessens financial burdens on low-income families.
💡 This revolutionary housing loan program is a once-in-a-lifetime opportunity for those struggling with financial constraints.
Final Thoughts: Don’t Miss Out on This Opportunity!
The Maryam Nawaz 15 Lakh Loan Scheme 2025 is a golden chance for Punjab residents to secure interest-free funding for home construction.
✅ Apply now at http://acag.punjab.gov.pk.
⏳ Hurry! Over 200,000 people have already applied!
📢 Deadline: Not announced yet – Stay updated!
FAQs (Frequently Asked Questions)
🔹 How to apply for Maryam Nawaz 15 Lakh Loan Scheme? Visit the official Punjab Government website, fill out the form, submit documents, and wait for approval.
🔹 What is the purpose of this scheme? It provides interest-free loans to low-income families for home construction.
🔹 Who is eligible for the loan? Residents of Punjab who belong to the low or middle-income group and do not own a house.
🔹 How can I check my application status? Visit http://acag.punjab.gov.pk and enter your CNIC number.
🔹 Is this loan completely interest-free? Yes, the loan has 0% interest and is repaid over 7 years.
📢 Stay tuned for more updates on Punjab Government loan programs!